Arioch Center Photo

Financial Aid

Anne-Marie Caruso, Director
Student Service Center, Williston Hall, Room 101

Students whose financial resources are limited should not be deterred from seeking admission to Wentworth Institute of Technology. While the cost of attending college is rising, Wentworth is committed to offering support to those who qualify for assistance. We encourage all students to apply for financial aid. Wentworth Institute of Technology believes that the primary responsibility for meeting your cost of education rests with you and your family. Financial assistance is intended to supplement your own resources.

Financial assistance decisions are made on the basis of financial need, satisfactory academic progress, and the availability of funds.

In order to determine your financial need, you must file the Free Application for Federal Student Aid (FAFSA) each year to determine eligibility. Wentworth’s priority filing date is May 1 for returning students; and March 1 for new students.

You must be aware that as a financial aid applicant, you may be required to submit additional documents. If you are one of the 30% of Wentworth aid recipients who are selected for verification, you will need to submit additional documentation at the request of your Financial Aid Counselor.

By completing the application requirements, you are applying for all need-based and merit-based financial aid offered by Wentworth. A separate application is required for some merit-based Wentworth scholarships. New students who meet Wentworth’s priority filing date can expect to receive a financial aid package in the months of March and April. Returning students who meet their priority filing date will receive a financial aid package in the months of May and June.

Satisfactory Academic Progress Policy Relating to Financial Aid Decisions

Students applying for or participating in federal, state, or institutional financial aid must maintain satisfactory academic progress* toward a degree to be eligible for financial aid. All students who fail to maintain satisfactory academic progress will be denied financial aid by Wentworth.

* Please note: the cumulative grade point average calculation for satisfactory academic progress has changed to mirror the student’s academic cumulative grade point average as maintained by Wentworth on the academic transcript (which may be viewed through Leopard Web). Prior to Fall 2007, ‘W’ grades were re-calculated as ‘F’ grades for the purpose of determining the cumulative GPA as it applied to one’s status for federal financial aid. This change aligns the institutional cumulative GPA with the GPA used to assess this requirement. This alignment benefits students in terms of transparency of the process and in terms of retaining eligibility for federal financial aid (i.e., students will no longer be penalized for receiving a ‘W’ grade when being assessed against this requirement). It is important to note that this change only applies to the GPA assessment; courses not successfully completed still impact one’s eligibility when being assessed against the 66% completion requirement as detailed below.

Satisfactory academic progress is determined by both qualitative and quantitative measurements. After the completion of two semesters, students must maintain a program cumulative grade point average of 1.75 or higher. After completing four semesters, students must maintain a program cumulative grade point average of 2.00. In addition to the grade point average requirement, students must complete, with a passing grade, at least 66% of all courses attempted. When calculating the percentage of courses attempted, all credit-bearing courses taken at Wentworth are considered, regardless of change of major. In addition, if a student withdraws from a course after the drop/add period has ended for a given semester, these credits are considered attempted and included in calculating the percentage of courses attempted. Students wishing to calculate their percentage of courses attempted may review their transcript through Leopard Web. The calculation is as follows: passed hours divided by attempted hours.

Zero Credits Earned
Students who earned zero credits (all grades of F) during a semester are subject to the return of 50% of their federal aid. The college assumes the student has ceased participation in academic activities at the midpoint in the semester. The student will be responsible for any balance from the loss of funding.

Financial Aid Appeal Process
All students who fail to maintain satisfactory academic progress will be denied financial aid by Wentworth. Students have the right to appeal this decision in writing. Appeals will be reviewed by the Financial Aid Appeals Committee for reconsideration based on extenuating circumstances presented by the student. Decisions by this Committee will be considered final.


Federal Programs
There are several federal programs available for U.S. citizens or permanent residents who are enrolled at least half-time in a degree program, making satisfactory academic progress, and not in default or owing a return repayment on a grant or loan. The following programs are available to eligible Wentworth students:

Federal Pell Grant
A federal grant that does not have to be repaid. Eligibility for this grant is determined by the Federal Government and is based on financial need. The grant amounts range from $600 to $5,350 yearly.

Federal Supplemental Educational Opportunity Grant (FSEOG)
A federal grant that does not have to be repaid, the amount of the award is based on financial need, and is determined by the Financial Aid staff.

Federal Academic Competitiveness Grant
Awarded to students who are eligible for the Federal Pell Grant. Must be a United States citizen, in an eligible degree program, and have completed a rigorous secondary school program of study. The grant is only available for the first and second years of post- secondary studies. Award for the first year is $750 and for the second year is $1,300.

National Science and Mathematics Access to Retain Talent Grant (SMART)
Awarded to students who are eligible for the Federal Pell Grant. Student must be a United States citizen, pursuing a major in computer sciences, engineering, technology, or mathematics, and have at least a 3.0 cumulative GPA. The grant is only available for the third and fourth years of post-secondary studies. The award is up to $4,000 for each of the third and fourth academic years.

Federal Work Study
This work program provides access to employment on Wentworth’s campus during the academic year and is awarded based on financial need. A student’s total allotment will be outlined on the award letter. A student will receive a bi-weekly pay check for the hours that the student actually works. Although the student is awarded federal work-study, it is the student’s responsibility to obtain a position on campus in the first three weeks of the first semester.

Wentworth Loan Program
This is an Institutional low interest loan (5%) that must be repaid. Repayment is deferred until nine months after the student ceases to be at least a half-time student. All students who borrow through this loan program are required to complete a promissory note.

Federal Family Education Loan Program
Wentworth participates in the Federal Family Education Loan Program. This program provides substantial borrower benefits while simultaneously streamlining delivery of funds to the borrower in a timely and efficient manner. Wentworth has developed a list of recommended lenders that are recognized nationally for their excellent service levels and streamlined fund delivery processes. For more information on the lenders please visit:

Federal Family Education Stafford Loan Program
(subsidized and unsubsidized)
All Federal Stafford Loans are either subsidized (the government pays the interest while the student is in school) or unsubsidized (the student pays all the interest, although the payments can be deferred until after graduation). The interest rate is fixed at 6.8%. Repayment begins six months after the student graduates, withdraws or ceases to be enrolled on a half-time basis. To receive a subsidized Federal Stafford Loan, the student must be able to demonstrate financial need. Students who are borrowing for the first time through the Federal Stafford Loan Program (subsidized and/or unsubsidized) must complete a Federal Stafford Master Promissory Note (MPN) online and complete an Entrance Interview in order to receive their Federal Stafford Loan funds.

Federal PLUS Loan
This is a federal loan that must be repaid. The parents of dependent undergraduate students are the borrowers. Parent loans are not based on financial need. A credit check is performed to determine the borrowers’ eligibility. A parent may borrow any amount up to the dependent student’s cost of attendance minus the student’s financial assistance. The PLUS loan interest rate is fixed at 8.5% for Federal Family Educational Loan Program (FFELP). The repayment period for the PLUS loan begins the day the loan is fully disbursed. The first payment of principle and interest is due within 60 days after the final loan disbursement.

The Yellow Ribbon GI Education Enhancement Program
The Yellow Ribbon GI Education Enhancement Program (Yellow Ribbon Program) is a provision of the Post-9/11 Veterans Educational Assistance Act of 2008. This program allows institutions of higher learning (degree granting institutions) in the United States to voluntarily enter into an agreement with the VA to fund tuition expenses that exceed the highest public in-state undergraduate tuition rate. The institution can contribute up to 50% of those expenses and VA will match the same amount as the institution.


State Scholarships
Many states, including Massachusetts, offer state scholarships which may be applied to your educational expenses at Wentworth. Contact your state scholarship office for information on application procedures and filing deadlines.

Students enrolled for less than 12 credit hours per semester may be eligible for assistance from federal grant and loan programs. You should contact the Student Service Center for more details.

Federal financial aid is not available, however, limited merit scholarships are available for international students.

Maureen M. Papile, Veterans Certifying Officer
Williston Hall, Room 101

Veterans planning on enrolling full-time or part-time in credit courses (day, evening or Saturday) and who are eligible to receive benefits at Wentworth must work closely with the VA Representative, Maureen Papile, in the Registrar’s Office, located in the Student Service Center on the first floor of Williston Hall. She will provide the procedural details for receiving Veteran’s Benefits.

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